by Law Office Of Mary Higgins | Dec 9, 2022 | Fair Credit Reporting, Fair Debt Collection
Delaware Consumer Financial Complaints are on the rise. In a ranking of the 50 states plus Washington, D.C., Delaware has the second highest number of consumer financial complaints per capita registered with the Consumer Financial Protection Bureau. Delaware is second...
by Law Office Of Mary Higgins | Dec 8, 2022 | Telemarketing
The Telephone Consumer Protection Act (TCPA) protects consumers from unsolicited telemarketing calls. The Federal Trade Commission (FTC) has issued rules and regulations to implement the TCPA, and works with the Federal Communications Commission (FCC) to enforce them....
by Law Office Of Mary Higgins | Dec 8, 2022 | Fair Credit Reporting
Is Your Social Security Number Compromised? Then, “Freeze” It! Identity theft complaints topped the list of fraud reports the FTC received in 2021, with 1,434,695 complaints. ID theft made up about 24% of the 5,883,409 reports of fraud, identity theft, and...
by Law Office Of Mary Higgins | Dec 8, 2022 | Fair Credit Reporting, Fair Debt Collection
Improving Your Credit Report Many people underestimate the effect of negative information on their credit report. Clearing negative information is worth your time and effort because it can save money in interest on loans and credit cards. Below are five ways in which...
by Law Office Of Mary Higgins | Dec 8, 2022 | Fair Debt Collection
You have rights under the Fair Debt Collection Practices Act Many of us have debt: credit card debt, a car loan, a mortgage, or medical bills. Many of us know what it is like to fall behind on payments toward those debts. But what many of us do not know is that we...